Tips to Buy a Car With No Credit or Bad Credit

Hopefully, the above title of this article will not make you "shake-in-your-shoes" nor toss your hands in the air shouting: "now what do I do about transportation?" By the time you have finished reading this informative article, you may be looking to put us on your future Christmas gift list! But first, regardless of the scuttlebutt you've heard around the office water cooler, buying a car with bad credit or no credit history is a simple and easy process if you know all the tricks. We're talking about affordable used cars here, folks. Good and reasonable transportation that, in most cases, can be cars priced very cheaply. So for now, forget the wishing and hoping about the smooth looking, "pickup" red convertible with the white sidewalls.

What you may not know is that buying a cheap used car will give you a "leg up" over other car buyers who opt for the expensive vehicles, because affordable used cars can have a huge effect on the price of insurance you have to pay to drive it. More on that in a moment, but right now you need to stop getting all exercised over the fact about your Uncle Fred telling you that if your credit sucks, you can't buy a car - new or used. That is total nonsense. Once you visit a clean used car lot in your town with the ability to put up a small down payment, that dealer will be all over you like moss on a Mississippi tree stump, with paperwork in hand, ready to cut a deal. And they probably won't run a credit check either. Once you prove that you have had a job for the past 12 months, pay your bills on time, and have a bank account, you'll be in like Flynn.